Certificate of Deposit

West TN Bank offers several CDs with various features and benefits designed to fit your savings needs. A CD is a great choice when you want to put your money in a safe place while earning a solid return.

Terms ranging from 91 days to 60 months
Automatic renewal available
Interest paid monthly, quarterly, semi-annually or annually
Minimum investment of $1,000
Penalty for early withdrawal
CDARS – A New Service For Large Deposit Investors

The Certificate of Deposit Account Registry ServiceSM, or CDARSSM, allows depositors to quickly and confidently place large cash deposits through a single bank relationship into CDs among multiple Network institutions and be eligible for full FDIC insurance. This service can offer you significant benefits:

Safety of FDIC insurance for large deposits. Because funds are placed in FDIC-insured CDs that are issued by Network members, your total deposits over $250,000 can be eligible for full FDIC coverage, up to $1 million or more.

CD interest. Rates may compare favorably with those of other high-quality, fixed-income investments.

Management convenience. You can manage all of your CD investments through a single relationship.

Security of working with a trusted, local source. Your transaction is managed by the people you know and trust at West TN Bank.
For more information or to check the current interest rates, contact any Bank representative.

Contact Info

If you have any questions regarding Certificates of Deposit, Please contact the representative for your branch listed below.

Decaturville Branch
56 North Pleasant St.
Decaturville TN 38329
Tel: 731.852.2821
Grace  Carrington


Parsons Branch
169 Tennessee Avenue
Parsons TN 38363
Tel: 731.847.6356
Candance Horn

Henderson Branch
1007 Hwy. 45 North
Henderson, TN 38340
Tel: 731.989.0204
Wanda Gates

Jackson Branch
1270 Union University Dr. Unit D
Jackson, TN 38305
Tel. 731-513-5730
Carrie Schiedegger