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Business Credit Card

The Right Business Credit Card Makes all the Difference

At West TN Bank, we know that the right credit card can help your business run smoothly and grow with confidence. That’s why we offer a range of business credit cards designed to fit your needs, whether you want to earn rewards, maximize cash flow or take advantage of business-friendly perks. Stop in and apply today, or click the link below to apply online!*

Get 0% APR for 6 months on purchases, balance transfers and cash advances when you open a new account.**

World Elite Mastercard®

Exceptional rewards, premium travel perks and exclusive benefits—all designed to support your business at the highest level:

  • Earn points or cash back
  • $200 annual airline fee credit
  • Eligible for 25,000 bonus points
  • No foreign transaction fee
  • Mastercard® ID Theft Protection™
  • Mastercard® Zero Liability Protection
  • 24/7 Mastercard Global Services
  • HealthLock membership
  • Mastercard® receipt management
  • Intuit® QuickBooks® online and payroll discounts
  • Intuit® TurboTax® discount
  • Instacart business discount
  • 24/7 business assistant
  • ShopRunner membership
  • Microsoft advertising credit
  • Priceless experiences
  • Booking.com savings
  • Car rental insurance
  • Mastercard® airport concierge
  • Mastercard® Travel & Lifestyle Services
  • Lyft airport discount
  • Mastercard® Travel Rewards
  • $249 annual fee, $49 for each additional card

World Mastercard®

A business credit card with top-tier benefits and travel rewards to keep you moving forward:

  • Earn points or cash back
  • Eligible for 25,000 bonus points
  • No foreign transaction fee
  • Mastercard® ID Theft Protection™
  • Mastercard® Zero Liability Protection
  • 24/7 Mastercard Global Services
  • HealthLock membership
  • Mastercard® receipt management
  • Intuit® QuickBooks® online and payroll discounts
  • Intuit® TurboTax® discount
  • Instacart business discount
  • 24/7 business assistant
  • ShopRunner membership
  • Microsoft advertising credit
  • Priceless Experiences
  • Booking.com savings
  • Car rental insurance
  • Mastercard® airport concierge
  • Mastercard® Travel & Lifestyle Services
  • Lyft airport discount
  • Mastercard® Travel Rewards
  • $29 annual fee per card

Platinum Preferred Mastercard®

A smart choice for businesses that want to earn rewards without the extra fees:

  • No annual fee
  • Earn unlimited one point for every dollar spent
  • Eligible for 25,000 bonus points
  • Mastercard® ID Theft Protection™
  • Mastercard® Zero Liability Protection
  • 24/7 Mastercard Global Services
  • HealthLock membership
  • Mastercard® receipt management
  • Intuit® QuickBooks® online and payroll discounts
  • Intuit® TurboTax® discount
  • Mastercard® Easy Savings®
  • Microsoft advertising credit
  • Priceless Experiences
  • Booking.com savings
  • Car rental insurance
  • Mastercard® airport concierge

Platinum Payback Mastercard®

Simple, straightforward cash back on every business purchase—no annual fee, no hassle:

  • No annual fee
  • Earn unlimited 1% Cash Back for every dollar spent
  • Mastercard® ID Theft Protection™
  • Mastercard® Zero Liability Protection
  • 24/7 Mastercard Global Services
  • HealthLock membership
  • Mastercard® receipt management
  • Intuit® QuickBooks® online and payroll discounts
  • Intuit® TurboTax® discount
  • Mastercard® Easy Savings®
  • Instacart business discount
  • Microsoft advertising credit
  • Priceless Experiences
  • Booking.com savings
  • Car rental insurance
  • Mastercard® airport concierge

Platinum Mastercard®

A reliable business credit card with essential protections and no annual fee:

  • No annual fee
  • Mastercard® ID Theft Protection™
  • Mastercard® Zero Liability Protection
  • 24/7 Mastercard Global Services
  • HealthLock membership
  • Mastercard® receipt management
  • Intuit® QuickBooks® online and payroll discounts
  • Intuit® TurboTax® discount
  • Mastercard® Easy Savings®
  • Instacart business discount
  • Microsoft advertising credit
  • Priceless Experiences
  • Booking.com savings
  • Car rental insurance
  • Mastercard® airport concierge

Applying is simple! Stop by any West TN Bank location, give us a call at 731-852-2821 or apply online!

 

Apply for a Business Credit Card

 

*Certain terms, conditions, and exclusions apply. Contact West TN Bank for full details or call 1-800-MASTERCARD for assistance. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

 

**Effective 1/9/25: 0% introductory APR applies for the first 6 months on purchases, balance transfers, and cash advances from the date of opening. After that, the variable APR will be between 17.49% and 20.99% for purchases and balance transfers, and between 19.99% and 24.49% for cash advances, based on creditworthiness.
Balance transfer fees :$10 or 4% of the transfer amount, whichever is greater. Fee applies even during the introductory APR period.
Cash advance fees: $10 or 5% of the advance amount, whichever is greater. Fee applies even during the introductory APR period.
Annual fees: Platinum products – $0; World Elite – $29 per card; World Elite Plus – $249 and $49 for each additional card. Annual fees are charged when your card is first issued and again each year on your account anniversary. These fees will appear on your first statement and are not refundable, except as required by law.
Foreign transaction fees may apply. See terms and conditions for full rate and fee details. Offer may be withdrawn at any time.