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Personal Credit Card

Personal Credit Card

The Personal Credit Card lets you choose between a full 1% cash back, with no spending limit and no limit on rewards for qualifying purchases or the buying power of Platinum benefits. Both options come with a low spending rate and valuable cardmember benefits.

Platinum Visa® Credit Card

  • No annual fee
  • Annual Percentage Rate (APR) based on Wall Street Journal Prime Rate
  • 0% intro APR on purchases for the first 7 billing cycles after account opening
  • Manage expenses 24/7 through servisfirstbank.cardmanager.com
  • Contactless and Mobile Wallet enabled

    Platinum Cash Back Visa® Credit Card

  • $35 annual fee
  • No cap on cash back, get 1% cash back on every dollar you spend
  • Annual Percentage Rate (APR) based on Wall Street Journal Prime Rate
  • Manage expenses 24/7 through servisfirstbank.cardmanager.com
  • 0% intro APR on purchases for the first 7 billing cycles after account opening
  • Contactless and Mobile Wallet enabled

    Manage Your Expenses with our new and improved Card Management website

  • Receive real time alerts on all purchases, select purchases or when a card transaction is attempted but declined
  • View your purchases, add memos, and tag your purchases for easy tracking.
  • Manage your card at your fingertips. Activate your card, set card PIN, or report your lost/stolen cards.

    Click here to apply for a West Tennessee Bank credit card.

    Click here to apply for a Joint West Tennessee Bank credit card.

    Click here to manage your credit card account online.

    The Peace of Mind of Visa® Zero Liability

    Please contact us with any questions about this credit card or any of our other services.

    CardValet®

    Take advantage of managing your business or personal card on the go with our new Mobile app, CardValet®. This App allows you to manage your credit card anytime, anywhere, using your Mobile Device. The app is available on the App Store and on Google Play.