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Business Loans

About Business Loans

Do you need a banking partner to help your business thrive? It starts with finding a lender who knows you and your business. Our experienced lenders have decades of experience in helping businesses, just like yours, grow and prosper.

Call one of our commercial lenders today to see why so many businesses are switching to West Tennessee Bank.

Capital Express

Inside Jackson Branch Lobby

Capital Express

Offering Businesses Immediate Access to Cash Through Accounts Receivable Financing.

Access to cash is critical to the success of any business. To assist your business with its cash flow, West Tennessee Bank now offers accounts receivable financing. We are proud to announce the addition of Capital Express to our portfolio of commercial lending products.

How it works:
You make sales and invoice your customers on credit terms, then transmit your transaction data to West Tennessee Bank via the Capital Express online system. West Tennessee Bank purchases your receivables at a discount, places a small amount in a reserve account and funds the balance to you. Your customers mail payments on invoices to a bank-controlled lockbox, where West Tennessee Bank applies payments to corresponding invoices through the Capital Express System. You can track your receivables cycle through Capital Express online systems with 24/7/365 access.

Small Business Administration Loan

Not everything fits into the box. We understand this concept, and that’s why we offer affordable loans for businesses that are new or unique. If your business doesn’t qualify for traditional lending, our Small Business Administration (SBA) loans may offer you a solution.