Home Loans

Whether you’re a first-time home buyer, wanting to refinance your mortgage to get a lower rate, or even need get cash out to make some long overdue renovations, our knowledgeable staff can help you find the right home loan for you.   We offer a variety of in-house and secondary market options such as Conventional, Jumbo, FHA, USDA Rural Development and VA loans.

Benefits and features:

• Great rates
• Low to zero down payment options
• Long term fixed and variable rates
• Flexible underwriting
• Wide variety of products
• Interest paid is tax deductible
• Local decision making
• Simple, fast and personal service

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Contact a Loan Officer

You can use the equity in your home to your advantage by using it to finance your next dream. Whether it’s for home
improvement, a second home or debt consolidation a home equity loan can provide you with the means to meet your
needs. Give us a call today to see where your home’s equity can take you.

Benefits and features:

• Great rates
• Equity in your home serves as your collateral
• Interest only payments
• Interest paid may be tax deductible
• Local decision making
• Simple, fast and personal service

To apply for a Home Equity Line of Credit, click here Loan Application 

Do you have a dream house planned but feel unsure of where to start? Let us help bring your dream to life. Our
experienced lenders have financed hundreds of homes through the years and can guide you through the process simply
and efficiently. Give us a call today and see just how easy building your dream home can be!

Benefits and features:

• Great rates
• Interest only payments
• Title insurance is often not required in platted subdivisions
• Permanent financing available
• Local decision making
• Simple, fast and personal service

Need to buy land to build your home? We’ve got the loan for you. Give one of our experienced loan officers a call
today, and start building your dream home.

Benefits and features:

• Great rates
• Interest only payments
• Permanent financing available after you sell your home
• Local decision making
• Simple, fast and personal service

Got the home of your dreams picked out but don’t have time to sell your home? Don’t worry — you can use the equity in
your existing home to purchase your dream home. Our lenders understand that sometimes time is of the essence, and
they will work hard to get you in your new home as quickly as possible. Give them a call today, and see just how
seamless this process can be for your family.

Benefits and features:

• Great rates
• Interest only payments
• Permanent financing available after you sell your home
• Local decision making
• Simple, fast and personal service