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Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
-Social Security Number
-Income
-Payment history
-Transaction history
-Credit history
-Credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Decatur County Bank/West Tennessee Bank choose to share; and whether you can limit this sharing.
Call 731-852-2821 or email us at customerservice@westtnbank.com
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us any time to limit our sharing.
How does Decatur County Bank/West Tennessee Bank protect my personal information?:
To protect your personal information from unauthorized access and use we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical electronic and procedural safeguards to protect this information and limit access to information to those employees for whom access is appropriate.
We collect your personal information, for example, when you:
-Apply for a loan
-Give us your income information
-Provide employment information
-Give us your contact information
-Show your government-issued ID
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Federal law gives you the right to limit only:
-sharing for affiliates’ everyday business purposes – information about your creditworthiness
-affiliates from using your information to market to you
-sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?:
– Your choices will only apply to your accounts.
Definition:
Companies related by common ownership or control. They can be financial and non-financial companies.
– Our affiliates include:
– Companies with a West Tennessee Wealth Management name
Definition:
Companies not related by common ownership or control. They can be financial and non-financial companies.
-Decatur County Bank/West Tennessee Bank does not share with non-affiliates so they can market to you.
Definition:
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
-Decatur County Bank/West Tennessee Bank doesn’t jointly market.